About our Bank 

At Community State Bank our success is defined by the respect and trust placed in us by our communities, employees and our customers. CSB is also employee owned; our team members make up the largest shareholder of the bank.

Why choose CSB? Take a minute to hear from our team...

About our Staff
Community State Bank has assembled a team of individuals who are highly motivated, knowledgeable and enthusiastic about our bank, our customers, and our community.
About our Benefits
We realize that taking care of our staff is just as important as taking care of our customers. Community State Bank has put together a very comprehensive benefits package including:

Employee Stock Ownership Plan (ESOP)
401(k) Plan
Medical, dental and vision coverage
Generous vacation and personal leave time
Health/Dental Insurance Plan
Group Term Life Insurance
Employee Assistance Program
Employee discount on banking products and services
Position(s) Currently Available

Credit Analyst
(Updated: 03/29/2017)

The Credit Analyst is responsible for processing, analyzing and working within the Credit Analyst team and for organizing the loan review process. 

Essential Duties and Responsibilities:

  • Organize the workflow of loan requests
  • Assure communication with associates and customers
  • Assure resources necessary for department operations
  • Maintain appropriate security over information and data security
  • Maintain appropriate security over loan files
  • Complete new loan request workups
  • Determine credit risk profile of customers
  • Present portions of loan requests to Officers and Board Loan Committee
  • Work with Lenders to provide a great customer experience
  • Promote CSB as a relationship bank with community focus by being involved in community projects/activities
  • Stay current on all laws and regulations
  • Believes in and supports our Mission, Vision and Values

Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

      Education:  Bachelor's degree in Accounting or Finance, or equivalent work experience

      Experience: 1-2 prior years of experience preferred, but not required


      • Strong math skills
      • Strong communication skills
      • Proficient in Microsoft Excel and Word
      • Ability to learn credit software, such as Web Equity Manager
      • Detail oriented
      • Dependable and able to multi-task
      • Able to communicate well at all levels and effectively engage senior lenders

      Human Relations: Requires the ability to communicate effectively both orally and in writing with various levels of staff and outside contacts. 
      Responsibility and Decision Making: Regular judgement are made with the guidance of general policies and procedures.

      Mortgage Lender Trainee
      (Updated: 03/06/2017)

      The Mortgage Lender Trainee is responsible for generating business externally to extend retail credit. The Mortgage Lender Trainee will be responsible for analyzing financial information of the customer and identify the most appropriate products based on the customer needs and financial status. The Trainee is expected to learn mortgage lending and become a very successful Mortgage Lending Officer.

      Essential Duties and Responsibilities:

      • Working with the Mortgage Lending team to learn the business
      • Grow a mortgage portfolio
      • Cultivating and establishing contacts with realtors, builders and contractors to enhance market penetration.
      • Attending real estate and home improvement events to promote the services and products of Community State Bank.
      • Achieves production goals established by Community State Bank.
      • Meets with customers as necessary during various stages of the loan process.
      • Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information.
      • Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and processing staff as necessary.
      • Position will primarily work from the Union Grove office. Providing service to other branches will also be required. Travel to/from branches is an essential function of this position.
      • Utilizes training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to customers. 
      • Must adhere to all federal and state regulations and bank policies. 
      • Conducts 1st time home buyer seminars along with other Mortgage Lenders. 
      • Refers the customer to the office for the sale of additional financial products and services. 
      • Community involvement and public relations activities to build a referral network within the community. 

      Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

          Education:  Bachelor's degree in sales, marketing or business management. 

          Experience: One year of sales experience either in a face to face setting or in a call center environment. One year residential mortgage lending experience with a focus on generating self-sourced business preferred.   


          • Sales energy, with sustained record.
          • Understanding of Federal Regulations governing Real Estate Lending. 
          • Ability to analyze and comprehend complex financial data and provide financial alternatives.
          • Excellent written, verbal and interpersonal communication skills required. 
          • Training period for this position is estimated to be 6 months. 
          • Proficiency with Microsoft Excel and Word. 
          Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.
          Work Environment: Normal conditions associated with a general office environment.
          Salary: Base salary plus incentive program. 

          Mortgage Loan Officer - Lake Geneva & Burlington 
          (Updated: 11/15/2016)

          The purpose of this position is to match the mortgage needs of our customers and potential customers to the mortgage products and services we offer.

          Essential Duties and Responsibilities:

          • Meet or exceed mortgage lending volume goals. 
          • Refer other non-mortgage bank products and services to the right department. 
          • Meet or exceed fee income goals. 
          • Have a strong working knowledge of mortgage compliance and demonstrate the ability to work within compliance guidelines. 
          • Maintain a delinquency level at or below 1% over 30 days on all mortgage loans you originate. 
          • Communicate effectively with internal and external customers. 
          • Make sure that the department reputation (internal, external, vendors) is at a very high level. 
          • Always do things the right way. 
          • Develop strong referral sources both internally and externally. 
          • Other responsibilities and projects as needed. 
          • Meet or exceed customer expectations. 
          • Make recommendations regarding products and services. 
          • Align with the Mission, Vision and Values and the culture of CSB.

          Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

          • Highly effective verbal and written communication abilities.
          • Strong work ethic, a high level of integrity, and the desire to overachieve.
          • Effective organizational and time management skills to succeed in a semi-autonomous, fast-paced environment.
          • Desire to work in a community bank and represent CSB in a professional and ethical manner at all times.
          • Experience in working with a mortgage origination software is preferred.
          • Must have a concern for people and a desire to help them. 
          • Generous base plus commission.

              Education:  Associates or Bachelor's degree (or higher) in Sales / Marketing / Communication preferred and a constant continuation of industry knowledge. 

              Experience:  Ideally 3+ years of mortgage lending in a bank, credit union or mortgage company.  

              Skills:   Great communication skills, great coaching/developing skills, strong knowledge of bank mortgage compliance, strong knowledge of mortgage lending products, deliver great products to customers, strong knowledge of mortgage law. 

              Responsibility and Decision-Making: Grow the mortgage and home equity lending portfolios in a safe manner. Does not have underwriting decision making. Recommend new products, service and vendors to supervisor.
              Supervision of Others: None
              Physical Demands: Able to lift up to 40lbs. 


              Market President
              (Updated: 1/06/2017)

              Community State Bank has an exciting opportunity for a Market President located at our beautiful Mt. Pleasant Office. The Market President is responsible for the sound growth, operations, profitability and risk management of the assigned market area through the strategic and tactical leadership of the assigned office.

              Essential Duties and Responsibilities: 

              • Interacts with the bank's senior management team and recommends, and assists in the implementation of market-related policies, programs, objectives and goals of the bank.
              • Translates strategies into clear objectives and tactics that add value toward the strategic direction of the bank.
              • Provides leadership for the daily operation of the market through the organization's managers and officers.
              • Leads, mentors, develop and trains employees to include business development, underwriting, structure and the like. 
              • Dispenses advice, guidance, direction and authorization to banking officers on deposit pricing, credit matters, and loans involving more complex situations or requiring close scrutiny.
              • Initiates and executes sound and profitable complex credit requests. 
              • Obtains necessary documents to fully underwrite and document credit requests. 
              • Analyzes the applicant's financial information, assesses risk, and approves or recommends approval of customer application for loans. 
              • Seeks guidance and input from the Credit Administration Department on complex credit requests' or those that exceed loan authority. 
              • Establishes the structure of the loan, including pricing terms and duration in accordance with the customer relationship and our bank's policies, as well as compliance and regulatory guidelines. 
              • Responsible for ongoing portfolio management of relationships including identification and documentation of problem loans, policy exceptions, grade changes, annual reviews, watchlist reviews, and/or special reviews that may be required. 
              • Ensures loan documentation files are complete, including comprehensive documentation of the decision-making process. 
              • Maintains credit quality to minimize exceptions, and to prevent past dues and charge offs. 
              • Responsible for engaging retail manager to ensure excellent customer service. 
              • Actively engages in business development and civic initiatives with contacts throughout the community , including customers and prospective customers to achieve defined goals. 
              • Calls on customers and prospects to determine the scope of the potential relationship opportunities and alignment with the bank's core values and strategic vision. 
              • Refers the customer to the offices for the sale of additional financial products and services. 

              Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

              Education:   Bachelor's degree in business management or a related field; or an equivalent combination of education and experience. 


              • Five or more years of commercial lending experience. 
              • Two or more years of management experience. 
              • Strong community leadership experience. 


              • A proven track record of sound credit underwriting skills. 
              • Sales energy, with sustained record. 
              • Possess extensive knowledge of the banking legislation.
              • Excellent written, verbal and interpersonal communication skills required. 
              • Proficiency with Microsoft Excel and Word. 


              Interested in joining our team? Contact us.  

              If you are interested in a career are Community State Bank, we would love to hear from you. Please contact our Human Resources Department, or fill out an application online .

              Telephone 262-878-3763.
              Fax: 262-878-3637