About our Bank 

At Community State Bank our success is defined by the respect and trust placed in us by our communities, employees and our customers. CSB is also employee owned; our team members make up the largest shareholder of the bank.

Why choose CSB? Take a minute to hear from our team...



About our Staff
Community State Bank has assembled a team of individuals who are highly motivated, knowledgeable and enthusiastic about our bank, our customers, and our community.
About our Benefits
We realize that taking care of our staff is just as important as taking care of our customers. Community State Bank has put together a very comprehensive benefits package including:

Employee Stock Ownership Plan (ESOP)
401(k) Plan
Medical, dental and vision coverage
Generous vacation and personal leave time
Health/Dental Insurance Plan
Group Term Life Insurance
Employee Assistance Program
Employee discount on banking products and services
Position(s) Currently Available 


Commercial Banker
(Updated: 05/15/2017)

The commercial banker is responsible for developing revenue growth by generating, managing, and growing quality, profitable commercial loans, deposits, and fee-based relationships. The Commercial Banker's primary focus is to proactively consult with current and prospective clients in developing solutions to meet all of their financial service needs.

Essential Duties and Responsibilities:

  • Manage an existing client portfolio focusing on retention, expanding the relationship and generating referrals for other qualified prospects.
  • Monitor the portfolio for credit quality. Understand detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans. 
  • Participate in the underwriting and documentation of the credit. 
  • Participate in the business development activities of the bank.
  • Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
  • Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
  • Promote Community State Bank through community organizations and networking.
  • Comply with all federal and state regulations and bank policies. 
  • Other duties and responsibilities as assigned by management.

Qualifications Requirements: 

      Education:  Bachelor's degree in business management or a related field; or an equivalent combination of education and experience. 

      Experience: 

      • Minimum of three years' banking experience.
      • Minimum of two years' experience managing a portfolio of commercial clients.
      • Minimum of one year sales experience. 

      Skills: 

      • Demonstrates sales and business development skills. 
      • Understands basic business financial statements. 
      • Excellent written, verbal, interpersonal communication skills and organizational skills. 
      • Demonstrated ability to manage multiple and varied duties and responsibilities. 
      • Proficiency with Microsoft Excel and Word. 

      Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.

      Work Environment:  Normal conditions associated with a general office environment.


      Loss Mitigation Specialist (Part-Time)
      (Updated: 05/03/2017)

      The Loss Mitigation Specialist is responsible for collection of past due loans and evaluation and carrying out of loss mitigation options.

      Essential Duties and Responsibilities:

      • Assure compliance to all regulations and policies. 
      • Contact customers with delinquent accounts to assist with and document appropriate resolutions that develop supportive long term solutions.
      • Employ loss mitigation techniques to discuss options available to the debtor such as payment plans, workouts, deferment, short sale or deed in lieu.
      • Identify and request appropriate documents required for loss mitigation review.
      • Analyze the debtor's financial situation and make recommendations of loss mitigation options to resolve delinquency.
      • Notify debtors and ensure their understanding of current status, options, timelines and obligations throughout the loss mitigation process. 
      • Process troubled debt restructuring applications according to policy and regulations. 
      • Submit completed loan applications to the appropriate level for final approval.
      • Document and maintain all collection activity on system.
      • Locate debtors when necessary using Internet sites and skip trace agencies.
      • Communicate effectively and deal diplomatically with customer inquiries.
      • Collection of delinquent real estate taxes and coordinate forced escrow.

      Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

          Education:  High School Diploma required, further education or equivalent work experience preferred.

          Skills: Knowledge of laws and regulations concerning collection procedure, strong communication skills, tact and diplomacy in dealing with both customers and employees, proficient in Microsoft Excel and Word. Detail oriented, dependable, problem solving skills, organized and ability to multi-task. 

          Human Relations: Requires the ability to communicate effectively both orally and in writing with various levels of staff and outside contacts. 

          Responsibility and Decision Making: Regular judgements are made with the guidance of general policies and procedures.
          Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. 
          Work Environment: The overall working conditions are relatively safe and comfortable, typical of an office environment.


          Mortgage Lender Apprentice
          (Updated: 05/23/2017)

          The Mortgage Lender Trainee is responsible for generating business externally to extend retail credit. The Mortgage Lender Trainee will be responsible for analyzing financial information of the customer and identify the most appropriate products based on the customer needs and financial status. The Trainee is expected to learn mortgage lending and become a very successful Mortgage Lending Officer.

          Essential Duties and Responsibilities:

          • Working with the Mortgage Lending team to learn the business
          • Grow a mortgage portfolio
          • Cultivating and establishing contacts with realtors, builders and contractors to enhance market penetration.
          • Attending real estate and home improvement events to promote the services and products of Community State Bank.
          • Achieves production goals established by Community State Bank.
          • Meets with customers as necessary during various stages of the loan process.
          • Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information.
          • Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and processing staff as necessary.
          • Position will primarily work from the Union Grove office. Providing service to other branches will also be required. Travel to/from branches is an essential function of this position.
          • Utilizes training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to customers. 
          • Must adhere to all federal and state regulations and bank policies. 
          • Conducts 1st time home buyer seminars along with other Mortgage Lenders. 
          • Refers the customer to the office for the sale of additional financial products and services. 
          • Community involvement and public relations activities to build a referral network within the community. 

          Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

              Education:  Bachelor's degree in sales, marketing or business management. 

              Experience: One year of sales experience either in a face to face setting or in a call center environment. One year residential mortgage lending experience with a focus on generating self-sourced business preferred.   

              Skills:   

              • Sales energy, with sustained record.
              • Understanding of Federal Regulations governing Real Estate Lending. 
              • Ability to analyze and comprehend complex financial data and provide financial alternatives.
              • Excellent written, verbal and interpersonal communication skills required. 
              • Training period for this position is estimated to be 6 months. 
              • Proficiency with Microsoft Excel and Word. 
              Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.
              Work Environment: Normal conditions associated with a general office environment.
              Salary: Base salary plus incentive program. 


              Mortgage Loan Officer - Lake Geneva & Burlington 
              (Updated: 05/03/2017)

              The purpose of this position is to match the mortgage needs of our customers and potential customers to the mortgage products and services we offer.

              Essential Duties and Responsibilities:

              • Meet or exceed mortgage lending volume goals. 
              • Refer other non-mortgage bank products and services to the right department. 
              • Meet or exceed fee income goals. 
              • Have a strong working knowledge of mortgage compliance and demonstrate the ability to work within compliance guidelines. 
              • Maintain a delinquency level at or below 1% over 30 days on all mortgage loans you originate. 
              • Communicate effectively with internal and external customers. 
              • Make sure that the department reputation (internal, external, vendors) is at a very high level. 
              • Always do things the right way. 
              • Develop strong referral sources both internally and externally. 
              • Other responsibilities and projects as needed. 
              • Meet or exceed customer expectations. 
              • Make recommendations regarding products and services. 
              • Align with the Mission, Vision and Values and the culture of CSB.

              Qualifications Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and ability required. 

              • Highly effective verbal and written communication abilities.
              • Strong work ethic, a high level of integrity, and the desire to overachieve.
              • Effective organizational and time management skills to succeed in a semi-autonomous, fast-paced environment.
              • Desire to work in a community bank and represent CSB in a professional and ethical manner at all times.
              • Experience in working with a mortgage origination software is preferred.
              • Must have a concern for people and a desire to help them. 
              • Generous base plus commission.

                  Education:  Associates or Bachelor's degree (or higher) in Sales / Marketing / Communication preferred and a constant continuation of industry knowledge. 

                  Experience:  Ideally 3+ years of mortgage lending in a bank, credit union or mortgage company.  

                  Skills:   Great communication skills, great coaching/developing skills, strong knowledge of bank mortgage compliance, strong knowledge of mortgage lending products, deliver great products to customers, strong knowledge of mortgage law. 

                  Responsibility and Decision-Making: Grow the mortgage and home equity lending portfolios in a safe manner. Does not have underwriting decision making. Recommend new products, service and vendors to supervisor.
                  Supervision of Others: None
                  Physical Demands: Able to lift up to 40lbs. 


                  APPLY FOR THIS POSITION ONLINE


                  Interested in joining our team? Contact us.  

                  If you are interested in a career are Community State Bank, we would love to hear from you. Please contact our Human Resources Department, or fill out an application online .

                  Telephone 262-878-3763.
                  Fax: 262-878-3637