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We believe that banking should be Simple. That's why we offer products that are simple to access, simple to understand and simple to use. Simple Checking is as easy as it gets.


  • Free Online Banking
  • CSB Simple Banking App  w/Mobile Deposit
  • No Monthly Maintenance Fee 1
  • Unlimited check writing
  • Free BillPay+Plus (first 10 transactions per month)
  • Free Dial Direct - 24 Hr. Bank by Phone access
  • Free CSB ATM withdrawals
  • Free Community MasterCard Debit Card
  • Free eStatement with check images
  • Overdraft Protection options available
  • Student discounts available
  • Harvest Club discounts available

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Account Details
Minimum Balance to Open $100
Account Fees
Monthly Maintenance Fee
(with qualifying requirement)
Monthly Maintenance Fee
(without qualifying requirement)
E-Statement Free 3

1 You must meet one of the three requirements listed above to qualify for No Monthly Maintenance Fee. If you do not meet one of the three requirements above a $5.00 Monthly Maintenance Fee will be charged to your account.

Mortgages sold and no longer serviced by CSB do not qualify.

If you do not wish to receive your statement electronically, you will be charged a monthly $5.00 Paper Statement Fee.