Mortgage Special Interior Banner

Construction Special!

1.99%* Interest Only Payments for 1 Year!

Build your dream home with the CSB Mortgage Center! With this great low rate, building your own home has never been easier.

  • Great Rate of 1.99%*
  • Interest Only Payments for 1 Year*
  • Minimum 5% Down Payment
  • Fast & Free Approvals

*Annual Percentage Rate 3.486% (APR) based on a $200,000 mortgage loan. Only available for 12 months during construction. Rate is accurate as of 06/11/2018. Rates and terms are subject to change without notice. Customer must refinance into permanent financing. Subject to approved credit.

Call to get started: (262) 878-3763


1.99%* APR Home Equity Line of Credit (HELOC) Special! 

Looking to fix up your home or consolidate your debt? If you’re a homeowner, a Home Equity Line of Credit (HELOC) may be a great option for you. A HELOC allows homeowners to borrow money by leveraging the equity they have already built-up in their home. Use your equity...

  • For Home Repairs or Improvement
  • To Consolidate Debt
  • To Manage Your Cash Flow
  • To Pay for College
  • For Life Events, Like a Wedding
  • For Travel & Vacation
  • For Emergency Funds


*Community State Bank’s Home Equity Line of Credit includes a 1.99% Annual Percentage Rate (APR) for the first 9 months following closing for qualified applicants. Variable APR as low as 5.25% thereafter. After the introductory period ends, the APR will vary to reflect changes in an index, but will not be lower than 5.25%. Without this introductory APR, using the current index rate of 4.75% and a margin of .5%, the APR would be the minimum rate of 5.25%. Using the index rate and a margin of 1.5%, the APR would be 6.75%

This introductory rate requires a new home equity line of credit, secured by a first or second lien on the home, this credit plus the amount of the other credit secured by the home do not exceed 80% of the property value, and that you already own the home. How your rate is determined: The index that is used to determine the APR is the Prime Rate published in the Wall Street Journal. As of March 21, 2018, the Prime Rate was 4.75%. After the 9-month introductory APR period ends, the APR is variable and will consist of the Prime Rate plus a margin ranging from .5% to 1.5% depending upon your credit worthiness; however, the APR will not be less than 5.25% or greater than 18.00% under any circumstances. Any APR rate changes on your billing statement will be determined as disclosed above. See your billing statement for actual APR rate changes and effective dates. Other Charges: An annual fee of $50.00 applies to all accounts and will be assessed on the anniversary date of the loan. Appraisal, title costs, recording fees and flood determination fees range from $0.00 to $2500.00. Insurance on the property securing this loan is required and payable by the borrower. Limited time offer subject to change. Consult one of our mortgage lenders at (262) 878-3763 for current rate and conditions.

Down Payment Plus (Down Payment Assistance)

Through the Down Payment Plus (DPP) Program, you may be eligible to receive up to $6000 towards closing costs and the purchase of your home. Home Buyers must meet income eligibility requirements. Contact Community State Bank for additional details (262) 878-3763.