CSB Mortgage Options

Community State Bank has earned the reputation as one of the most flexible and customer-friendly mortgage lenders in our area. We want to work with you; whether you are building a home, purchasing a home or refinancing a residential property. We are here to help you with the process and want this to be an enjoyable and exciting time for our customers. 




ARMs

How long are you planning on owning your home? If you're planning on selling or moving within the next 5-7 years, an Adjustable Rate Mortgage (ARM) may be a great option for you! ARMs offer lower early payments than a fixed-rate mortgage. Your interest rate is fixed for 5 to 7 years (based on the chosen product), and becomes variable for the remaining loan term, adjusting every year thereafter.

Minimum Down Payment: 5%


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Construction Loans 
View Current Construction Special!

Build the home of your dreams with as little as 5% down. Our experienced professionals understand that building your home can be confusing and complicated. Let us help you alleviate some of the stress. We’ll be there every step of the way, from the first day of construction, to the financing of your finished home! 

Minimum Down Payment: 5% 

Call for details: (262) 878-3763

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Fixed Rate Mortgages

Have the security of always knowing what your monthly principal and interest payments will be. With a fixed-rate mortgage you can lower your payments by spreading them out over a 10, 15, 20 or even a 30 year term. A fixed-rate mortgage can be yours with as little as a 3% minimum down payment!

Minimum Down Payment: 3%

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Reverse Mortgages

Reverse Mortgages are designed for applicants 62 years of age or better. A Reverse Mortgage Loan is secured by your primary residence and allows you the flexibility of spending your money elsewhere while staying in your home, and eliminating mortgage payments.


Call for details: (262) 878-3763

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NOTE: For a complete list of product details and applicable insurance costs and fees, please contact the CSB Mortgage Center  (262) 878-3763.