EveryDay Premium Checking
$100.00 minimum opening balance
- Have one monthly direct deposit or ACH auto-debit post and clear per statement cycle.
- Enroll and receive your statements electronically *.
- Earn 0.15% Annual Percentage Yield**
- No monthly maintenance fee
- No minimum balance requirement
- Unlimited check writing
- Free Online Banking
- Free BillPay+Plus (first 10 transactions per month)
- Free Dial Direct - 24 Hr. Bank by Phone access
- Free 24/7 access to over 650 ATMs (ATM Access)
- Free Visa Check Card
- Free eStatement with check images
- Overdraft Protection Options Available
Interest Rate Information:
When "EveryDay Premium Checking" requirements are met, the interest rate and APY on your account are tiered as follows:
- Effective June 1st, 2015, if your daily balance is greater than or equal to $.01, but less than or equal to $25,000.00, the interest rate for the entire balance will be 0.15% with an annual percentage yield (APY) 0.15%.
- If your daily balance is equal to or greater than $25,000.01, the interest rate paid for that portion over $25,000.00 will be 0.10% with an annual percentage yield (APY) 0.10%.
When "EveryDay Premium Checking" requirements are not met, the interest rate on your account for all balances will be 0.05% with an annual percentage yield (APY) of 0.05%%.
Click here for a complete list of account disclosures.
Rates are effective (June 1, 2015). At our discretion, the interest rate and annual percentage yield for your account may change at any time.
*To be eligible for EveryDay Premium Checking, you must receive your statement electronically. Your statement will cycle on the last business day of every month at which time you will receive an e-mail notification from us. If the e-mail notification is undeliverable, we will convert your account to paper statements and a $5.00 “undeliverable eStatement/special handling” fee will be imposed each month thereafter.