Fixed APR*Annual Fee
The Basic Card



17.96%None!Your choice of MasterCard® or Visa®, each with worldwide recognition and acceptance at millions of locations. 

*APR=Annual Percentage Rate. The Basic Card also offers a 25-day interest free grace period on new retail purchases. Avoid interest charges by paying your account in full before the due date each month. Take advantage of 24-hour cash access at CIRRUS automated teller machines. You can also get a cash advance at more than 150,000 financial institutions worldwide.
Classic Plus Card



15.96%$15Your choice of MasterCard® or Visa®, each with worldwide recognition and acceptance at millions of locations.

*APR=Annual Percentage Rate. The Classic Plus Card also offers a 25-day interest free grace period on new retail purchases. Avoid interest charges by paying your account in full before the due date each month. Community State Bank puts the plus in the Classic Plus Card by offering automatic participation in the ScoreCard Travel and Gift Program. Earn one Bonus Point for each dollar you spend in retail credit card purchases. Then, you can redeem the points you accumulate to receive a wide variety of travel awards and merchandise. Also, receive up to $150,000 in travel insurance when you charge your fare on your Classic Plus Card. 24-hour ATM access.
Gold Card



13.96%$25Now you can enjoy the prestige and added purchasing power you want with Gold MasterCard® or Visa®.

Gold Card Benefits:
  • ScoreCard Travel and Gift Program
  • 25-day interest free grace period on new retail purchases.
  • Travel discounts (National, Hertz, Avis) Travel reservation service 
  • Automatic auto rental liability insurance
  • $500,000 travel accident insurance 
  • Lost Luggage Locator
  • 24-hour ATM access
Mastercard BusinessCard


As a MasterCard BusinessCard member, you are entitled to an extensive package of free business and retail services. These features were designed for your employee’s convenience and your company’s security. All accounts are payable in full at, or prior to, each month’s due date.

Community VISA® CheckCard



COMMUNITY VISA® CHECKCARD 
Fast, easy, convenient.

Our Visa Check Card is much more than access to your checking account. CSB Visa Check Card gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write out a check. 

You can purchase groceries, gas, or anything else wherever VISA is accepted. Plus, CSB Visa Check Card performs all the functions of an ATM card. It’s the checking-withdrawing-depositing and transferring funds card all in one. 

View our Electronic Funds Disclosure.


ATM/DEBIT CARDS

Enjoy easy access to your cash anywhere in the country. Our ATM/Debit Cards are accepted at more places, more states, more ATMs and at more merchant locations than ever.

View our local ATM locations.


Purchase Price Denominations Details
Mastercard® Gift Card




$3 $10 minimum $1,000 maximum



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Inactivity Fee: Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity.

Lost or Stolen Card Replacement Fee: If your card is lost or stolen, there will be a fee of $5.00 to replace it.

Purchase Fee: A purchase fee of $3.00 will be assessed at the time of purchase.


The Mastercard® Gift Card is a one-time prepaid card that can be used at millions of locations where Mastercard® debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.


Offers all the protection and security features you've come to expect from Mastercard® - the Mastercard® Gift Card can be replaced if lost or stolen.*


*This Card is issued by MetaBank, 5501 S. Broadband Lane, Sioux Falls, SD 57108. For additional support, please call the number on the back of your Card or contact the provicer at www.myprepaidbalance.com.

Mastercard® Gift Card is FDIC insured 
The Gift Card is insured by the Federal Deposit Insurance Corporation (FDIC) through MetaBank. The Gift Card is issued by MetaBank pursuant to a license from MasterCard International.


Purchase Price Minimum Card Load Maximum Card Load Details
Mastercard Reloadable Card
$7.50 $20 $3,000 The Reloadable Card is a prepaid card that works like a checkless checking account. You can direct deposit paychecks, shop and pay bills online, get cash at ATMs, and use it virtually anywhere. Plus there’s no credit check.

MasterCard Reloadable Cards are FDIC insured. MasterCard® Reloadable Cards are insured by the Federal Deposit Insurance Corporation (FDIC) through MetaBank. MasterCard® Reloadable Cards are issued by MetaBank, 5501 S. Broadband Lane, Sioux Falls, SD 57108, pursuant to a license from MasterCard International.

For a detailed list of fees and restrictions regarding the MasterCard Reloadable Card, please contact a Community State Bank Customer Service Representative.
Mastercard Travel Card
$7.50 $20 $3,000 More convenient than traveler’s checks and more secure than cash, the reloadable Travel Card is essential gear for your next vacation. The Travel Card is recognized worldwide and accepted both at the point of sale and at ATMs.

The Travel Card is FDIC insured.The Travel Card is insured by the Federal Deposit Insurance Corporation (FDIC) through MetaBank. The Travel Card is issued by MetaBank pursuant to a license from MasterCard International.

For a detailed list of fees and restrictions regarding the MasterCard Reloadable Card, please contact a Community State Bank Customer Service Representative.
Mastercard Youth Card
$5.00 $20 $3,000 The Youth Card teaches financial independence and responsibility. Plus kids can only spend what you load. It’s also more secure than cash and allows parents and teens to review purchases.

MasterCard Reloadable Cards are FDIC insured. MasterCard® Reloadable Cards are insured by the Federal Deposit Insurance Corporation (FDIC) through MetaBank. MasterCard® Reloadable Cards are issued by MetaBank, 5501 S. Broadband Lane, Sioux Falls, SD 57108, pursuant to a license from MasterCard International.

For a detailed list of fees and restrictions regarding the MasterCard Reloadable Card, please contact a Community State Bank Customer Service Representative.